September is Life Insurance Awareness Month
Life Insurance Awareness month is a campaign sponsored by Life Happens that is aimed at encouraging Americans to take stock of their life insurance needs. We are always encouraging people to look at their needs if they don’t have life insurance yet or to review existing coverage if they already have it. Life insurance can offer a substantial amount of coverage for a small amount of premium. Think about the financial impact your family would face if you weren’t around to provide support. Term life insurance coverage has never been lower. For instance, a 35 year old male with a preferred plus health rating could get a 25 year, $1,000,000 level term policy for only $63.35 per month. For a female, that same policy would only be $52.85 per month. In most cases, the death benefit is tax-free! Think about how your family would benefit from $1,000,000 if you weren’t around to support them.
If you already have coverage, great! But in most cases it makes sense to review your coverage and your needs every couple of years. Rates on your existing policy could be on the rise if you don’t have a level term policy, your health could change or you might need to convert some or all of your term coverage to permanent coverage. It is best to speak with an agent who can help you determine if you are on the right track with your existing coverage.
Whether you need life insurance or you just need to review your existing coverage, there is no time like now to do so. Life is unpredictable so make sure you’re ready for the unexpected. We can get you the coverage you need or review your existing coverage to make sure that you are on track to meet your goals. Contact us anytime for a complimentary consultation.
Archstone Insurance Services, LLC is an independent agency that shops over 40 of the top life insurance carriers to provide huge savings on life insurance coverage for our clients. We are happy to answer any questions you might have about any of the insurance products we offer, your planning needs or your existing coverage. Feel free to call us directly at (888) 687-9444 or email us at info@archstoneagency.com.
