How Our Strengths Benefit Our Clients

Independence – We are not obligated to work with one company. We have access to over 40 insurers. We will shop your case to ensure that you get the coverage that best matches your needs and goals based on policy features, underwriting standards and cost.

Client Focus – Our single most important goal is to provide you with the best client experience possible.  Once we match you with the best coverage option to meet your needs, we will monitor any changing needs that might occur during your lifetime to make sure that you are on track to meet your goals.

Experience – Of the 40+ insurance companies that we can access, we know which ones will best serve your needs. We know which niche each company best serves whether it is underwriting certain medical issues, lowest priced coverage or specific product strengths. You can be assured that we will match you with the best company and product to meet your needs.

Objective Advice – Not every client has the same needs or goals.  That is why we take the time to tailor a solution to the facts of your particular situation utilizing the many companies and resources at our disposal.  We only offer advice that is in the best interest of our clients.

Competence – We understand the importance of planning for the future.  We have extensive knowledge when it comes to the insurance products that we offer.  We also have access to multiple underwriters, tax attorneys, CPAs, trust attorneys and case specialists for any supplemental guidance if needed.

Flexibility – We enjoy meeting our clients face to face whenever possible, but we understand that some clients are too busy and prefer to use technology to conduct business.  We will work with you based on your preference.  Either way, you can be assured that we will deliver the best customer service possible.

Quality Insurers – It is important to know that your insurance company has the financial strength to pay your death benefit and enforce any of the guarantees it makes on your policy.  That is why we only work with insurers that are A rated or better by the major crediting agencies such as Moody’s, Standard and Poor’s and A.M. Best.